Terms & Conditions

Terms & Conditions
Last Updated: November 14th 2017

By accessing Compare Finance OÜ Facebook Messenger Chatbot Robin and using the services on this site, you agree to the terms and conditions (“Terms”) below. Please read these Terms carefully. If you do not agree to these Terms, do not access or use this chatbot. The Chatbot Robin chatbot is operated by Compare Finance OÜ. All references below to Chatbot Robin include Compare Finance OÜ.
Lender Marketplace
Robin Chatbot provides consumers the ability to find prospective participating lenders (“participating lenders”) who may be able to provide you with loan services. To use the service, you must answer one or more questions through Facebook Messenger that request specific information from you, including, but not limited to, your loan purposes, the amount, the time period for paying, the fees you can pay, age, employment information.
Chatbot Robin’s use of this information is subject to this site’s Privacy Policy. In order to use this web site or the service, you must agree to the separate terms and conditions set forth in the Privacy Policy, which are incorporated herein by reference.

By answering the question(s), you understand and agree that you are submitting an inquiry about a loan product to Chatbot Robin and each of the participating lenders to whom Chatbot Robin transmits your loan request. By answering the questions(s), you are extending an express invitation to Chatbot Robin to any and each of the participating lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.

Participating lenders who receive your information from Chatbot Robin review your information to determine whether your information meets the lender’s loan qualification criteria. Participating lenders may, among other things, verify your ID number, perform a credit check, and review your information against national databases that tracks consumer transactions with lending institutions. By submitting the question(s) and clicking on the “more info” button you agree to allow participating lenders to review, verify, and research your information in such manner.

If a participating lender determines that your information meets its loan qualification criteria, they will contact you directly. You understand and agree that, once you have been redirected to the lender’s web site, Chatbot Robin has no further involvement in the loan application or approval process. Your subsequent interactions with the lender are subject to Privacy Policy, terms of use, and other policies and/or terms enforced by that lender.

Chatbot Robin is not a lender and does not make loans or credit decisions in connection with its loan matching service.
Chatbot Robin does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender.
Chatbot Robin does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lenders through the loan matching service are the best terms available in the market.
Chatbot Robin does not endorse or recommend the products of any particular lender.
Chatbot Robin is not an agent of you or any participating lender.
Chatbot Robin is not involved with the lenders use and/or review of your information or in making a determination about whether you meet a particular lender’s loan qualification criteria.
The lender is solely responsible for its services to you, and you agree that Chatbot Robin shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service.
You understand that participating lenders may keep your information, whether or not you are qualified for a loan with them.
Control over Features, Functions, and Access to the Service
Chatbot Robin reserves the right to change any information, features and/or functions of the loan matching service without prior notice.
Chatbot Robin may deny you access to all or part of the services without prior notice if you engage in any conduct or activities that Chatbot Robin determines, in its sole discretion, violate these Terms, the rights of Chatbot Robin or any third party, or is otherwise inappropriate.
Chatbot Robin is not responsible for any errors or delays in providing the loan matching services caused by errors in any of the information provided by you or by any technical problems beyond our reasonable control.
Disclaimers and Limitations
This website and the information, software, products, and services associated with it are provided “as is.” Chatbot Robin expressly disclaims any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this website and any information, software, products or services provided herein, including without limitation the warranties of title, non-infringement, merchantability, or fitness for a particular purpose.

Chatbot Robin makes no warranty as to the results that may be achieved by using this web site and the information, software, products and services associated with it. Use of this web site and/or Chatbot Robin’s services is at your own risk.

Chatbot Robin and/or its participating lenders or advertisers or any of their officers, directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers, or service providers will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages or other injury arising out of or in any way connected with the use of this web site and/or Chatbot Robin’s services or with the delay or inability to use this web site, or for any information, software, products and services obtained through this web site, or otherwise arising out of the use of this web site, whether resulting in whole or in part, from breach of contract, tortious behavior, negligence, strict liability or otherwise, even if Chatbot Robin or its participating lenders have been advised of the possibility of damages. Some states do not allow the limitation of liability and disclaimer of implied warranties, so the disclaimers and limitations above may not apply to you. In such states, the respective liability of Chatbot Robin, its participating lenders, and their officers, directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers and service providers is limited to the greatest extent permitted by law.
Links to Third Parties
This Chatbot Robin may contain links to other websites operated by participating lenders or other third parties. Such links are provided for your convenience and reference only. Chatbot Robin does not operate or control in any respect any information, software, products or services available on such third party sites. Chatbot Robin’s inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
Other Terms
These Terms constitute the entire agreement between you and Chatbot Robin. These Terms shall be governed by the laws of Estonia without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by Chatbot Robin to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Chatbot Robin may amend these Terms at any time by posting the amended terms on its web site. All amended terms are automatically effective immediately, upon posting.

Compare Finance OÜ
Lõõtsa 2B
Tallinn, 11415


We may change this Terms & Conditions. If we make any changes, we will change the Last Updated date above.